A Time Exchange Rate, or TER, is your actual hourly value of time, calculated against the total hours your career and financial life require from you. It uses your earned income and all of your committed hours, not just the hours on a contract.
Vicki Robin and Joe Dominguez called this figure the real hourly wage in Your Money or Your Life (1992), and the Time Exchange Rate follows their method under a different name.
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Author of Time: The Ultimate Currency. Holds a PhD in Cell and Molecular Biology from the University of Hamburg and has more than twenty years of leadership experience from venture-backed startups to multibillion-dollar global conglomerates. More about the author.